Estimate your repayments easily
Whether you’re hitting the road for work or taking a break to travel, Sands Credit offers fast, flexible loans to keep you moving — from vehicle expenses to overseas getaways.
Select the loan type:
Whether you’re a full-time Grab driver, part-time Gojek partner, or licensed taxi driver, maintaining your vehicle is your livelihood. But unexpected repair costs, rental fees, or downtime from lack of funds can cut into your earnings. At Sands Credit, we understand the unique challenges private hire and taxi drivers face. Our Private Hire Driver Loan is designed to give you fast, hassle-free financing — so you can keep moving and earning.
Stay on the Road, Earn Without Interruption
Fuel Your Ride, Secure Your Income
Fast Approval Within 30 Minutes
Tailored for Grab, Gojek, and Taxi Drivers
Flexible Repayment Terms That Match Your Income
Boost Cash Flow During Slow Weeks
Cover Vehicle Repairs, Rental Deposits, Insurance & More
Trusted Licensed Moneylender in Singapore Since 2010
Whether you’re driving a hybrid sedan, a rental car, or your own licensed taxi — we’ll help you stay on the road and focused on your income.
Any Private Hire or Taxi (e.g. Grab, Gojek, Ryde, and ComfortDelGro) drivers
Taxi drivers on daily/weekly rental schemes
Freelancers or self-employed with vehicle-related income
Car owners facing short-term repair or insurance costs
NRIC
Latest 1–3 months’ income proof (Grab/Gojek weekly statements, rental receipts, or bank transactions)
Driver’s license and PHV/taxi license
Vehicle rental agreement (if any)
Passport & Work Pass
Valid driver’s license and PHV eligibility
Proof of residence
Grab/Gojek payout statements or earnings reports
To qualify for a business loan with Sands Credit:
At least 21 years old
Must be actively driving with proof of income
No record of bankruptcy or DRS
Satisfactory credit history and repayment track record
This is a flexible financing option tailored for Grab, Gojek, Ryde, or taxi drivers who rely on their vehicles for income. Whether you need money to fix your car, cover insurance, or stay afloat during low-demand periods, Sands Credit offers fast, reliable loans that help you stay productive on the road.
Not a problem. We accept Grab/Gojek payout statements, rental payment receipts, or bank statements showing consistent driving-related income. If you drive for multiple platforms, you can submit all relevant earnings for assessment.
Yes! Many drivers rent their vehicles from fleet partners or rental companies. As long as you are actively driving and earning, you are eligible to apply.
Anything related to your livelihood as a driver — car repairs, road tax, insurance renewals, daily rentals, cash flow gaps, or even personal expenses like bills or medical needs.
No, we do not charge early repayment fees. You’re free to repay the loan ahead of schedule and save on interest.
We are a MinLaw-licensed moneylender with transparent terms, legal protections, and a physical office in Bishan. Unlicensed lenders often charge hidden fees, harass borrowers, or trap you in endless debt. At Sands Credit, we respect your work and treat you professionally.
Our office is at Block 513 Bishan Street 13 #01-514 Singapore 570513 Block 513 Bishan Street 13 #01-514 Singapore 570513 — just a short walk from Bishan MRT and bus interchange. You can walk in for a consultation or contact us through our enquiry form enquiry form or WhatsApp.
Need a break from work? Planning a long-overdue family vacation? Attending a wedding abroad or going on your honeymoon? Whether it’s a short regional getaway or a long-haul trip across the globe, Sands Credit’s Travel Loan gives you the freedom to plan your journey without compromising on comfort or budget. We offer fast, flexible, and transparent travel financing for all your overseas plans.
Explore the World Without Financial Limits
Your Dream Trip, Funded with Confidence
Covers All Travel-Related Costs
Use for Flights, Hotels, Tours & More
Fast Approval – Get Funds Within 30 Minutes
Perfect for Honeymoons, Vacations, or Business Trips
Flexible Repayment Periods, No Collateral Required
Licensed Moneylender Trusted Since 2010
From a solo backpacking trip to an all-inclusive family holiday — we’ll help you bring your plans to life, quickly and affordably.
Couples planning honeymoons
Families going on vacation during school holidays
Individuals attending overseas weddings or events
Business travellers needing upfront capital
Anyone seizing a flight deal before it’s gone
Latest 1–3 months’ payslips
CPF contribution history or NOA
Employment Letter and Payslips
Proof of residence in Singapore
To qualify for a foreigner loan:
Must be 21 years old or older
Must have proof of stable income
Satisfactory credit history, no bankruptcy or DRS
A travel loan is a personal loan designed to help fund your overseas travel plans. Whether it's a vacation, honeymoon, or urgent trip, Sands Credit provides quick disbursement and flexible repayment plans so you can enjoy your journey without the burden of upfront expenses.
Yes! Our travel loan covers everything from flights and hotels to insurance, sightseeing, and airport transfers. You can also use it to take advantage of promotional airfares and limited-time travel deals.
It’s optional. While it helps if you have a travel package, tour quotation, or booking receipt, it’s not compulsory for loan approval.
Depending on your income and needs, we offer loan amounts between $1,000 to $30,000 or more, tailored to your repayment ability.
Absolutely. We offer same-day approval and disbursement, so you can catch that flight or deal before it’s gone. Many customers apply days before departure and receive funds within hours.
The loan remains valid even if your plans change. You can choose to reschedule your trip or use the funds for a later booking. Early repayments are also welcome, with no penalty fees.
Yes. Early repayment is welcomed and comes with no penalties. It can reduce your total interest and free you from debt faster.
Credit cards often come with high interest rates (20%+ annually), while a licensed moneylender like Sands Credit offers structured, lower-interest repayment. This helps you avoid ballooning bills after your trip.
You can find us at Block 513 Bishan Street 13 #01-514 Singapore 570513 Block 513 Bishan Street 13 #01-514 Singapore 570513 — just minutes from Bishan MRT and the bus interchange. Walk in or contact us through our website to apply today.